标签： 广州夜生活论坛

　　Venture capital, seed funds actively lay out emerging industries and future industries, and "stock loan and debt guarantee" has strengthened the linkage to solve the financing bottleneck of technology enterprises … Nowadays, financial products continue to innovate, and fiscal and tax support continues to increase. In the past, start-up technology enterprises that faced financing problems because of small scale, light assets and difficult valuation have received more help. A few days ago, the reporter walked into a number of technology-based enterprises and felt the enthusiasm for innovation.

　　Help the early, the small and the excellent, and the fund will take good care of the project growth.

　　At the end of August, the "Quantum Vision" project in cooperation with Anhui Science and Technology Museum was successfully delivered. Hu Wei, executive director of Hefei Hanhai Quantum Technology Co., Ltd., breathed a sigh of relief: "Thanks to the help of the seed fund, we have the confidence to take this project."

　　Two years ago, Hu Weicheng, a researcher at China University of Science and Technology, established Hanhai Quantum according to the policy that universities give scientific researchers the ownership of scientific and technological achievements. In the early days of the establishment of this technology-based enterprise, the dilemma of lack of funds, equipment and space once left the founding team at a loss.

　　In May last year, in the roadshow of the achievement project of Hefei Science and Technology Achievement Transformation Special Class, Hu Wei showed the company’s technology, which successfully attracted the attention of Dean Wong, the leader of the second group of Hefei Science and Technology Achievement Transformation Special Class. As the deputy general manager of Hefei Kechuang Group, the operation manager of Hefei seed fund, Dean Wong made a preliminary agreement with the scientific research team of Hanhai Quantum Company to invest 2 million yuan in seed fund after confirming the innovation and practicability of the project.

　　The blessing of seed fund not only helped Hu Wei enterprises tide over the difficulties, but also incited other capitals to join. "The enterprise has just been established with no profit and financing difficulties. After getting the seed fund, it not only solves the current financial problem, but also makes our follow-up financing much easier. " Hu Wei told reporters that they are currently negotiating with Hefei Industrial Investment Promotion High-tech Venture Capital Fund Partnership, and will soon get another investment of 3 million yuan.

　　In 2022, Hefei set up a seed fund with a total scale of 500 million yuan to provide financial support for "original innovation, source innovation and integrated innovation". "Different from other funds, seed fund investment projects are in an earlier stage, like’ sowing’." Dean Wong said that the operation process should be evaluated according to the whole life cycle of the fund, and the maximum loss of the fund should not exceed 50%. Up to now, Hefei Seed Fund has reviewed 108 projects, of which 97 projects have passed the establishment meeting, and the approved investment amount exceeds 160 million yuan.

　　Since the beginning of this year, aiming at strategic emerging industries such as high-end equipment manufacturing, integrated circuits, biomedicine and big health, Hefei Seed Fund has signed 29 loan projects, totaling 53.5 million yuan, achieving full coverage of key industries. Today, the city has built a "fund jungle" of "government-guided parent fund+seed/angel/science and technology innovation fund+market-oriented fund", which has injected impetus into the high-quality development of local industries.

　　"Science and technology enterprises in the seed stage and initial stage have great development potential, but they also have problems such as high commercial risks and low credit level, and it is often difficult to obtain funds from traditional financing channels. As a professional organization, angel investment, seed fund and other investments are of great significance to start-ups, which can provide necessary financial support for enterprises to carry out R&D and marketing activities, and also standardize corporate governance and improve project success rate through business guidance. " Tian Lihui, dean of the Institute of Financial Development of Nankai University, said.

　　In the 6th (2023) China Medical Device Innovation and Entrepreneurship Competition, Qingdao Jianxin Medical Technology Co., Ltd. was awarded the special project of the National Key R&D Plan of the Ministry of Science and Technology, and was selected as the first batch of projects to be invested in the "Fruitful Gold" of Qingdao … After just one year of establishment, Qingdao Jianxin Medical Technology Co., Ltd. achieved rapid development.

　　In 2022, Feng Qingyu founded Jianxin Medical. With ideas and technology, he and his team came to Qingdao High-tech Zone Road Show in Shandong Province. "At first, we just wanted to have a platform to promote our products. I didn’t expect to be valued by the high-tech zone and get continuous financial support." Feng Qingyu said.

　　In recent years, Qingdao has devoted itself to building a global venture capital center, promulgated the Management Measures of Qingdao New and Old Kinetic Energy Conversion Guidance Fund and the policy of "Qingdao Venture Capital Ten Articles", optimized the government guidance fund policy system with the government guidance fund as a link, and activated the endogenous motivation of venture capital institutions to invest in Qingdao projects through a series of combination punches such as improving policy incentives and building a capital public platform.

　　"With the investment of government investment funds, the interest of various financial institutions in us has greatly increased, financing has been much smoother, and more scientific research results have been promoted." Feng Qingyu told reporters that they not only received 30 million yuan of government investment fund, but also 10 million yuan of credit support from Qingdao High-tech Sub-branch of Shanghai Pudong Development Bank, completed tens of millions of yuan of A round financing, and received 5 million yuan of investment from Qingdao "Fruit Gold".

　　"At present, local funds have developed rapidly, forming a professional and diversified development trend, actively promoting the development of strategic emerging industries and promoting R&D and innovation of high-quality enterprises." Tian Lihui said.

　　It is understood that the National Guiding Fund for the Transformation of Scientific and Technological Achievements established by the Ministry of Finance and the Ministry of Science and Technology has set up a total of 36 sub-funds, which has driven social capital investment to exceed 100 billion yuan at the project level, with an amplification ratio of 1: 18. Among the invested enterprises, small and medium-sized enterprises account for more than 90%, and 36 enterprises have been listed in science and technology innovation board.

　　Tian Lihui believes that in order to better support the development of angel investment, seed funds and industrial funds, the government needs to continue to play a good guiding role and provide necessary support and encouragement policies. At the same time, by setting up guiding funds, providing tax incentives and relaxing investment restrictions, we will encourage and guide more social capital to enter related fields, strive to train professionals and establish cooperation mechanisms to jointly promote scientific and technological innovation and industrial upgrading.

　　"Don’t look at bricks to see patents", credit product innovation promotes the transformation of scientific and technological achievements

　　Not long ago, Shandong Huajian Testing Co., Ltd. received a national patent certificate, and its research and development of "Staphylococcus aureus detection equipment" was recognized. This is the fourth patent certificate received by Shandong Huajian within three months.

　　"The company has developed so well, thanks to the help of Linyi High-tech Zone." Wei Kepeng, deputy general manager of Shandong Huajian, said that at the end of last year, the company introduced a group of scientific research talents to focus on related technologies and needed to purchase equipment such as liquid chromatography-mass spectrometry and liquid chromatography.

　　"The purchase of equipment is nearly 4 million yuan, which is not a small expense for a start-up like us." Wei Kepeng said frankly, "Small and medium-sized science and technology enterprises have no heavy assets to mortgage, which does not meet the traditional loan conditions."

　　When the development of the enterprise is in a bottleneck, the staff of the Science and Technology Innovation Office of Linyi High-tech Zone made a door-to-door investigation, which brought good news.

　　According to the staff, Linyi High-tech Zone implemented the "Science and Technology Innovation Financial Environment" optimization and promotion action, introduced the enterprise innovation points system, scored according to the enterprise innovation development indicators, and took the enterprise innovation points as a reference, made accurate policies in different categories and at different levels, and carried out credit evaluation and credit enhancement for small and medium-sized science and technology enterprises. At present, it has established cooperation mechanisms with a number of financial institutions to accelerate the development of special technology and finance products for "innovative points loans". Linyi High-tech Zone has also established service mechanisms such as financing risk compensation, loan discount and guarantee subsidy for small and medium-sized science and technology enterprises in the initial stage, and built a platform for cooperation between government, banks and enterprises.

　　After listening to the policy, Wei Kepeng repeatedly praised it. Finally, after evaluation, Shandong Huajian scored a high score in innovation points, and successfully won a loan of 5 million yuan from Linyi High-tech Sub-branch of China Construction Bank.

　　"In the past three years, Linyi High-tech Zone has comprehensively utilized various means such as scientific and technological equity investment, loans for transforming scientific and technological achievements, intellectual property pledge financing, and credit loans for small and medium-sized scientific and technological enterprises, and has helped more than 20 small and medium-sized scientific and technological enterprises in the region to obtain various financing loans of more than 300 million yuan." Hu Deli, director of the Science and Technology Innovation Office of Linyi High-tech Zone, introduced.

　　Up to now, more than 100 national high-tech zones and more than 30 provincial high-tech zones have comprehensively promoted the enterprise innovation points system, and more than 100,000 enterprises have been included in the points evaluation. In 2022, integral enterprises received nearly 120 billion yuan in credit.

　　"Looking at patents without looking at bricks", anchoring the scientific and technological characteristics of enterprises to carry out institutional innovation, has activated a pool of spring water in technology and finance.

　　In Hefei, Anhui Province, in order to alleviate the financing difficulties of small and medium-sized science and technology enterprises, the High-tech Zone, together with four pilot banks, such as Industrial and Commercial Bank of China and Huishang Bank, launched the "loan-investment batch linkage" business, and recommended the technology enterprises that the state-owned holding fund has invested and intends to invest in batches. Since the pilot, 456 enterprises have been recommended, with a total credit of 730 million yuan and a total loan of 573 million yuan. According to the relevant person in charge of the Finance Bureau of Hefei High-tech Zone, now, relying on the platform of "regional economic brain", the local government has developed a series of application tools such as co-creation vouchers, market exchange, financial supermarkets and policy links for enterprises to provide more convenience.

　　In Zhejiang, CITIC Bank launched the "Kechuang e-loan", a credit product of less than 10 million yuan, which was applied and approved online without mortgage; For enterprises with strong scientific and technological attributes, capital operation and listing expectations, credit loans of up to 30 million yuan will be given by adopting the credit card approval model; For the core talents in the management team of science and technology enterprises, a "talent loan" product with talents as the mainstay and supplemented by business and financial judgment will be launched, with a maximum amount of 30 million yuan.

　　In Shanghai, Industrial Bank improved its financial service system based on the industrial park, gave full play to the advantages of "firm+investment bank", and provided financial support for small science and technology enterprises in the supply chain and industrial chain. By the end of 2022, there were 26,906 customers in the Industrial Bank Shanghai Branch, an increase of 4,450, accounting for 61%.

　　Tian Lihui believes that supporting the innovation and development of start-ups requires continuous innovation of financial products and services. In the future, we should continue to improve technology and finance, supply chain finance, financing guarantee, loan insurance and other different types of products and services to meet the needs of different types of enterprises and provide more abundant financing channels for start-ups.

　　Fiscal and tax support and supporting services are in place to reduce the burden for innovation and entrepreneurship.

　　Simplify the registration procedures, provide preferential rent, extend the contract period, give entrepreneurship subsidies, technological innovation subsidies, talent introduction subsidies, and introduce a series of preferential tax policies … All measures are taken to reduce the burden on start-ups and support the development of innovation and entrepreneurship.

　　Support talent introduction and technical research, and all kinds of subsidies are multi-pronged.

　　According to Yong Zhi, general manager of Hefei Zhuohua Intelligent Technology Co., Ltd., the rapid growth of the company is inseparable from financial support.

　　"In the early days of the company’s establishment, it was necessary to spend money everywhere to decorate factories, purchase equipment and attract talents. At that time, the pressure of purchasing raw materials was great, and the capital turnover was particularly difficult. Fortunately, as a national high-tech enterprise, it can enjoy financial subsidies. The city gave a subsidy of 130,000 yuan to the research and development expenses of small and medium-sized science and technology enterprises, and a subsidy of 400,000 yuan to high-tech enterprises. These two funds helped us a lot. " Yong Zhi said.

　　The talent apartment provided in the area also solved the housing problem of Wei Ankun, the company’s R&D director. After graduation, he stayed in Hefei and moved into a talent apartment. The monthly rent was only in 500 yuan.

　　In order to effectively meet the development needs of start-ups, Hefei High-tech Zone has specially issued "Several Policies and Measures for Building a World-leading Science and Technology Park to Further Support Scientific and Technological Innovation", and issued 16 specific support policies in supporting the construction of high-level innovation platforms, supporting the introduction of high-level talent teams, and promoting the transfer and transformation of scientific and technological achievements.

　　Tax incentives to encourage the development of entrepreneurial platforms and venture capital enterprises.

　　"Our company mainly provides incubation services for technology enterprises. As of August this year, we enjoyed tax concessions including value-added tax, property tax and land use tax of more than 750,000 yuan." The Science and Technology Park built and operated by Yinxing Investment Group Co., Ltd. has a national-level technology business incubator, a municipal-level creative space and a district-level technology business accelerator. Jiang Yuyan, the company’s financial director, said, "The operation and maintenance costs of the incubator are high, and the preferential tax and fee policies have been implemented in time to reduce the operating pressure of enterprises and support us to better serve innovative enterprises. At present, the company has invested in more than 10 start-ups and 85 small and medium-sized enterprises. "

　　Recently, the finance and taxation department issued an announcement to continue to implement the tax policies related to science and technology business incubators, university science parks and Zhongchuang Space. Property tax and urban land use tax shall be exempted for national and provincial science and technology business incubators, university science parks and national record creation spaces, as well as for real estate and land provided to incubatees for free or through leasing; The income from providing incubation services to incubating objects shall be exempted from VAT.

　　"Actively establishing incubators and accelerator platforms can provide office space, financial support, legal advice, talent introduction and other services for start-ups, and form a professional environment to help start-ups develop and grow better." Tian Lihui believes that the financial system that supports the innovation and development of start-ups should be diversified and multi-level. It is necessary to develop various investment institutions such as angel investment, venture capital and private equity. At the same time, it is necessary for the government, financial institutions and other parties to deepen cooperation and provide start-ups with all-round services and assistance.

　　

　　Reporter Wang Guan You Yi Wang Pei

　　Reporter Sun Wei

　　On March 18th, the National Bureau of Statistics announced the basic situation of the national real estate market. From January to February, the housing construction area of real estate development enterprises was 6,669.02 million square meters, down 11.0% year-on-year; The newly started housing area was 94.29 million square meters, down by 29.7%; The completed housing area was 103.95 million square meters, down by 20.2%. From January to February, the national investment in real estate development was 1,184.2 billion yuan, down 9.0% year-on-year, of which residential investment was 882.3 billion yuan, down 9.7%. Liu Aihua, chief economist of the National Bureau of Statistics, said that the real estate market is still in the process of adjustment and transformation, and the next step is to implement the clear deployment of the real estate industry made by the National People’s Congress and the National People’s Congress, so as to further promote the stable, healthy and high-quality development of the real estate market.

　　New home sales fell year-on-year

　　Specifically, from January to February, the sales area of newly-built commercial housing was 113.69 million square meters, down 20.5% year-on-year, of which the sales area of residential housing decreased by 24.8%. The sales volume of newly-built commercial housing was 1,056.6 billion yuan, down by 29.3%, of which residential sales decreased by 32.7%. At the end of February, the area of commercial housing for sale was 759.69 million square meters, a year-on-year increase of 15.9%. Among them, the residential area for sale increased by 23.8%.

　　Chen Wenjing, director of market research of China Central Finger Research Institute, said in an interview that the decline in new house sales compared with the same period of last year was mainly due to two reasons. First, driven by the centralized release of the backlog of demand for house purchase during the epidemic, new house sales continued to maintain a high scale at the beginning of last year, and the sales area of new houses was at a historical high in January and February last year. Second, during the Spring Festival this year, the holiday is long, and residents have a high enthusiasm for traveling, which has affected the pace of housing demand entering the market to some extent.

　　According to the data of the middle finger, from January to February, the transaction area of second-hand residential buildings in key 25 cities decreased by 13.1% year-on-year, which was significantly lower than that of new houses. Chen Wenjing believes that this shows that the second-hand housing market has maintained a certain degree of activity, which shows that the demand for buying houses is still steadily released, and the second-hand housing transactions are active, which is expected to provide more replacement and improvement demand for the new housing market in the future.

　　According to Wang Xiaoyu, chief analyst of Zhuge Data Research Center, the performance of the new housing market has been sluggish since the beginning of the year. On the one hand, the supply scale of new houses in January and February this year remained at a historical low; On the other hand, second-hand houses continue to divert the demand for new houses. The second-hand housing market has sufficient housing, and the surrounding facilities of second-hand housing are generally more mature, so it still maintains the trend that the transaction performance of second-hand housing is better than that of new housing. With the arrival of the "Golden Three Silver Four" sales season, the market turnover will usher in an upward trend, but it is estimated that it is difficult to surpass last year’s turnover level.

　　The decline in development investment narrowed.

　　Judging from the investment in real estate development, there have been some positive changes in the first two months. From January to February, the investment in real estate development decreased by 9.0% year-on-year, which was 0.6 percentage points narrower than that of the previous year.

　　Wang Xiaoying said that the decline in investment in real estate development has improved, mainly due to land acquisition. In the beginning of the year, many cities launched high-quality land plots, such as Hangzhou and Beijing, where the market heat is heating up. With the recent reduction of LPR by the central bank and the support of the two sessions for the real estate market, the new model of real estate development will enter a new stage. In March, the market will enter the peak season of Xiaoyangchun, and the decline in real estate development investment will continue to improve.

　　Yan Yuejin, research director of Yiju Research Institute, believes that the real estate development investment index has shown a low opening trend, but the overall risk is controllable. There are two positive signals that need attention: First, the year-on-year decline in development investment has narrowed, which means that the shrinking state of development investment last year has been contained, which is a positive signal for the supply side to stabilize; Second, the competitive structure of housing enterprises has been continuously adjusted. At present, enterprises that have the ability to invest in development are healthier and have stronger financial capabilities.

　　Good policies help development.

　　In 2024, the Central Economic Work Conference and the National People’s Congress put forward clear requirements for optimizing the real estate policy and promoting the stable and healthy development of the real estate market, demanding to adapt to the development trend of new urbanization and the changes in the relationship between supply and demand in the real estate market, accelerate the construction of a new real estate development model, increase the construction and supply of affordable housing, improve the basic system related to commercial housing, and meet the residents’ demand for rigid housing and diversified and improved housing. Liu Aihua said that the implementation of these policies and measures will contribute to the stable, healthy and high-quality development of the real estate market.

　　Chen Wenjing thinks. At present, the coordination mechanism of real estate financing in various places has been accelerated, and funds for many projects are in place, which is expected to further repair the market expectations of enterprises and residents. Since March, the effect of the core city policy has continued to appear. The second-hand housing transactions in several cities have reached a high level since the second half of last year, and the sales scale of the new housing market has also rebounded moderately. For example, the recent cancellation of the second-hand housing purchase restriction policy in Hangzhou has further boosted market confidence. In the short term, local demand-side policies are expected to continue to be optimized and adjusted. It is expected that the real estate market activity in core cities will be further enhanced, and the "Xiaoyangchun" market in some cities is still expected.

　　Yan Yuejin, research director of Yiju Research Institute, believes that from the actual feedback, the housing transaction market has begun to show signs of stabilization. All localities have a better understanding of housing prices and are willing to further exchange prices for quantity to boost sales data. At the same time, various favorable policies continue to be released, which has begun to be reflected in the volume of house viewing and transaction volume. Judging from the actual transaction situation, the market transactions of some large-sized units are better, indicating that the demand for improved housing is also being actively released.

　

Our province will urge online catering platforms to optimize marketing rules and agreement rules, publish appropriate order consumption reminders in prominent positions on the relevant APP and Mini Program’s meal display, order submission, order completion pages, etc., reasonably determine the minimum price of meals, and optimize the price-break discounts collection mechanism; guide online catering platforms to embed standards related to the prevention of catering waste into all aspects of platform operation, establish and improve the catering waste self-inspection system and consumer information feedback mechanism, and promptly correct non-standard marketing behaviors; urge catering takeaway merchants to formulate and improve marketing norms, strengthen dynamic management of food procurement, storage, processing, and meal supply, and supervise their standardized marketing behaviors. Consumers must not be induced or misled to order too much; actively promote food safety sealing and reduce distribution Catering waste caused by pollution, damage, etc. during the process.

Our province will also increase the supervision of anti-food waste, combine daily supervision and inspection of food safety with the prevention of food waste, and carry out it simultaneously. Adhere to the combination of online and offline, and focus on checking whether platforms and merchants have prompts to remind them that their responsibilities are not implemented, induce consumers to order too much, and whether there is serious food waste in offline business places. Strengthen administrative guidance for illegal platforms and merchants. Continue to carry out "random restaurant inspection" activities, conduct random inspections on merchants’ implementation of the food waste prevention system, and check the implementation of "small dishes", "half dishes" and meal portions.

"We will also urge catering companies to incorporate the prevention of food waste into the food safety’daily control, weekly investigation and monthly dispatch ‘system, and strengthen self-inspection and self-correction. At the same time, in accordance with the principle of both corrections and equal penalties, we will correct violations of laws and regulations such as inducing excessive orders in accordance with laws and regulations," said She Dayong, director of the food business safety supervision and management department of the provincial market supervision bureau.(Reporter: Xu Ying)